Health Insurance is the important and only method of imparting health services in western advanced nations like US, UK, France, Australia or Germany but our being a developing country where still 30-40 % people are below poverty line. Government has constructed hospitals and Medical colleges in villages,block,town and cities to provide Medical service to people almost free as Health being fundamental right.In America too like in Obama care for poor a Govt was paying people premium for obtain health from Insurance companies which was modeled now by present Government as Modi care or Ayushman Bharat to poor people of country where Government will pay insurance company for treatment at empanelled hospitals.

After 20 yrs of independence few pvt hospitals as Tata, Gangaram opened but where charity was first than to earn money .In present day since last 30 yrs In India thousands of pvt…