I am working as medical consultant head for Bhamashah Swasthya Yojna of govt of Rajasthan in the claims processing unit. I found after more than three years of working that with affordable premium a good medical coverage be provided to the middle class who can pay an affordable premium. Currently, they are often shunting between govt or private health facilities. When their budget exhausted they have to switch to govt health facilities. Thus causing an extra burden on govt health facilities.
In my opinion within 3000 to 5000 annual premium, a family may be covered with common and critical diseases. Moreover, the govt health facilities may also provide paying ward and paying nominal along with package deal. It will make doctors more relaxing for regular income good numbers of patients. To coverup further, the hospitals should open a preventive and health fitness centre and provide…
