A nationwide survey by CarePay has revealed that financial barriers are becoming one of the biggest challenges in India’s elective healthcare sector. The study, which covered 3,100 wellness and elective healthcare clinics across the country, found that a large number of patients discontinue treatment after consultation due to the lack of accessible financing options. According to the survey, nearly six out of 10 patients leave clinics without proceeding with treatment, not because of a lack of intent, but because they are unable to arrange immediate funds.
Treatments such as IVF, dermatology, cosmetology, dental procedures, and wellness therapies often involve significant upfront costs. For instance, a single IVF cycle can cost between ₹1.2 lakh and ₹1.5 lakh, making financing support essential for many patients. The report further highlighted that delayed loan approvals, uncertain…
