Universal health insurance is not far off. Insurance companies are going to have a say over smaller and medium hospitals in future. There are many problems faced by The insurance companies who issue policies. Insured persons namely the patients. Tpa"s who play intermediary role of processing and settling the claims and By the service provider 's namely the hospitals, at various levels within them-selves and also with each other.

Will a forum constituting representatives from each of these four sectors involved solve many issues? Please post your comments and suggestions and ways to go about forming such a forum. Any insurance consultants can throw light on this.