Ask questions, most of all to yourself. Doubts enliven the scientific mind. Never believe implicitly in something until proven. When I was a postgraduate student at MMC it was one of the best departments in the country. But most of what I learnt then is obsolete. Science is a dynamic process Set five-year goals. If you haven't done anything worthwhile by the time you're forty, you're a step behind and there you'll stay. I did my first cochlear implant at 40 years of age.
It took a long time coming but was totally worth it. Insure adequately. Do not, I repeat, do not insure for savings. Use a term plan that assures enough money for your family to survive without you and health insurance to cover a major expense, say a liver transplant. Don't be fooled by plans offering great returns. See my next point for clarification. If I die today, my family will be able to pay my outstanding loans…
